Pasture, Rangeland, and Forage (PRF) Insurance

PRF is a rainfall-based insurance program designed to help livestock producers manage forage losses due to below-average precipitation. It’s ideal for producers who rely on pasture or hay to feed their herd. You choose specific 2-month intervals and a percentage of coverage (70%–90%). If rainfall in your selected interval is below the historical average, you receive a payment — no production records required.

Example:
You insure 200 acres of pasture in the May–June interval at 90% coverage. If rainfall during that period is only 60% of the historical average, you receive an indemnity payment based on how far below normal the precipitation was. The lower the rainfall, the higher the payout.

PRF helps protect your bottom line when dry weather limits your forage production — all without needing to prove a loss.